1) Make sure your SwirlyMMS settings are like this:
MMSC: http://mmsc.cingular.com
Proxy: wireless.cingular.com:80
APN: EMPTY
Username: EMPTY
Password: EMPTY
Image Size: Maximum
UserAgent: Nokia_N95
MMSC: http://mmsc.cingular.com
Proxy: wireless.cingular.com:80
APN: EMPTY
Username: EMPTY
Password: EMPTY
Image Size: Maximum
UserAgent: Nokia_N95